Will the election affect the markets?

Provided by Clayton Shum

Every four years, Americans take a few minutes out of their day to choose the next President of the United States. Voting is a simple, uncomplicated act—but the months preceding it are anything but. After all, before we vote, we first have to endure the dreaded “campaign season.” From endless televised debates to the plethora of signs on our neighbors’ lawns, “politics” becomes the order of the day.

If you’re like me, you’re probably starting to get tired of all the campaigning. You also know how important the political process is. Being an informed, engaged citizen is crucial to maintaining the stability of our Republic. That means asking some pretty tough questions, like: “Which candidate best represents my opinions and values?” “How will each candidate affect our standing overseas?” “What will each candidate do to ensure both our safety and our personal liberties?” Getting the answers can be both frustrating and time-consuming.

Fortunately, there’s one question you don’t have to ask.

“How will the election affect the markets?”

Reducing the Risk of Outliving Your Money

Reducing the Risk of Outliving Your Money

What steps might help you sustain and grow your retirement savings?

Provided by Clayton Shum

“What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers.

The Annual Financial Check Up

The Annual Financial Check-Up

Don’t ignore it. Here’s why.


Presented by Clayton Shum


Here’s the scenario … you get a card in the mail, one of those little reminders that tells you it’s time for your annual financial checkup. Your reaction: I’ll take care of that later. Here’s why you should look forward to it.


Do Our Biases Affect Our Financial Choices?

Even the most seasoned investors are prone to their influence.

Provided by Eddy H. Shum, CFP®, MBA, CLU                                                                                                                             

Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices.

Is Your Company’s 401(k) Plan as Good as It Could Be?

In light of a recent SCOTUS ruling, this is a good time to double-check.

Provided by Eddy H. Shum, CFP®, PFS, MBA, CLU, RFC®

Volunteering and Retirement

Provided by Eddy H. Shum, CFP®, PFS, MBA, CLU, RFC®

The old image of the retiree sitting in a chair on the porch or playing unending golf is gone.  It’s not that retirement isn’t relaxing but thanks to the Baby Boom generation retirement has gone from a sedentary time of life to a very active time of life.1  And what are many retirees spending their time doing?

Behind on Your Retirement Savings?

Provided by Eddy H. Shum, CFP®, PFS, MBA, CLU, RFC®

What steps could you take to catch up?

If life has not allowed you to build substantial retirement savings, what can you do to improve your retirement prospects? Here are some suggestions.

The New Gradual Retirement

Provided by Eddy H. Shum, CFP®, PFS, MBA, CLU, RFC®

Do we really want to retire at 65? Not according to the latest annual retirement survey from the Transamerica Center for Retirement Studies which gauges the outlook of American workers. It found that 51% of us plan to work part-time once retired. Moreover, 64% of workers 60 and older wanted to work at least a little after 65 and 18% had no intention of retiring.

How Women Are Planning Their Financial Futures

Provided by Eddy H. Shum, CFP®, PFS, MBA, CLU, RFC®

Women are taking action to approach retirement with greater confidence. Some recent, intriguing survey data indicates that women are planning their financial futures with some degree of pragmatism, but also with considerable motivation.

One of the key motivations, it seems, is receiving financial advice.

4 Books For Father's Day Gift

4 Gifts Father's Day Pg 1.png

4 Gifts Father's Day Pg 2.png

Syndicate content
Website Design For Financial Services Professionals | Copyright 2020 All rights reserved