Investors have a choice today that they did not have a decade ago. They can seek investing and retirement planning guidance from a human financial advisor or put their invested assets in the hands of a robo-advisor – a software program that maintains their portfolio.
Even the most seasoned investors are prone to their influence.
Provided by Eddy H. Shum, CFP®, MBA, CLU
Investors are routinely warned about allowing their emotions to influence their decisions. They are less routinely cautioned about letting their preconceptions and biases color their financial choices.
Provided by Eddy H. Shum, CFP®, PFS, MBA, CLU, RFC®
Do we really want to retire at 65? Not according to the latest annual retirement survey from the Transamerica Center for Retirement Studies which gauges the outlook of American workers. It found that 51% of us plan to work part-time once retired. Moreover, 64% of workers 60 and older wanted to work at least a little after 65 and 18% had no intention of retiring.1
Eddy and Clayton Shum are investment adviser representatives of, and securities and advisory services are offered through, USA Financial Securities Corp., Member FINRA/SIPC. www.finra.org A Registered Investment Adviser located at 6020 E. Fulton St., Ada, MI 49301. EH Shum Financial Solutions is not affiliated with USA Financial Securities. Eddy CA license #0809743 Clayton CA license #0D37970
Eddy Shum and Clayton Shum are authorized to transact securities related business only in states where they are properly registered. For investment products and services these states include:(Eddy: CA;MA;NV;OR) (Clayton: AZ;CA;FL;HI;NV;OR). For investment advisory services these states include: (Eddy: AZ;CA;NV) (Clayton: AZ;CA;HI;NH;NV) Additionally, clients who are not residents of these states cannot be serviced. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation.